Parex Finance — Preview
FINTRAC-registered MSB · Licence C10001707 · Ontario, Canada

The cross-border banking and stablecoin infrastructure that B2B businesses actually need.

Parex Finance Inc. is a Canadian financial-services company providing virtual IBAN accounts in EUR and USD, regulated stablecoin on/off-ramp (USDT and USDC), and FX and money-transfer services — built for B2B companies operating across borders.

Incorporated
July 2025 · Ontario
FINTRAC MSB
Approved Feb 2026
RPAA
Application In Progress
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◆ Virtual IBANs (EUR, USD) ◆ Stablecoin On-Ramp (Q2 2026) ◆ Stablecoin Off-Ramp (Q2 2026) ◆ Cross-border FX ◆ SEPA & SWIFT ◆ FINTRAC-registered MSB ◆ Virtual IBANs (EUR, USD) ◆ Stablecoin On-Ramp (Q2 2026) ◆ Stablecoin Off-Ramp (Q2 2026) ◆ Cross-border FX ◆ SEPA & SWIFT ◆ FINTRAC-registered MSB

What we do for B2B businesses.

A focused infrastructure stack for businesses that move money across borders — regulated rails, stablecoin connectivity, and dedicated multi-currency accounts.

01
◇ Q2 2026

Virtual IBAN Accounts

Dedicated multi-currency virtual IBAN accounts in EUR and USD, issued through our regulated banking partners. Receive and send transfers via SEPA, SEPA Instant, SWIFT, and domestic rails — without the friction of correspondent banking surcharges.

  • EUR and USD vIBANs per business
  • SEPA, SEPA Instant, SWIFT
  • Reconciliation-friendly references
02
◇ Q2 2026

Cross-Border FX & Transfers

Competitive FX between EUR and USD with transparent, pre-disclosed pricing. International transfers across SEPA, SWIFT, and Faster Payments rails — built for the FX-active B2B operator who is tired of correspondent banking surprises.

  • Transparent FX pricing
  • SEPA, SWIFT, and instant rails
  • Pre-trade rate visibility
03
◇ Q2 2026

Stablecoin On-Ramp

Compliant fiat-to-stablecoin conversion. EUR and USD into USDT and USDC across major networks. Travel Rule compliant, fully integrated with our KYC/KYB and sanctions-screening programme.

  • USDT and USDC only
  • Major networks (Ethereum, Tron, Solana, Polygon)
  • Travel Rule compliant
04
◇ Q2 2026

Stablecoin Off-Ramp

USDT and USDC conversion to fiat with same-day settlement to your virtual IBAN or external bank account. Source-of-funds screening and chain analytics integrated end-to-end.

  • Same-day fiat settlement
  • Chain analytics integrated
  • Direct to vIBAN or external bank

Regulated, registered, accountable.

We operate under Canadian federal anti-money-laundering supervision. Our compliance posture is not a marketing line — it is the reason we exist as a business.

MSB
FINTRAC Registration
Registered as a Money Services Business with the Financial Transactions and Reports Analysis Centre of Canada under licence number C10001707. Date of issue: 17 February 2026. Valid until: 31 July 2028.

Authorised service categories: Foreign Exchange Dealing, Money Transferring, Dealing in Virtual Currencies, and Payment Service Provider (PSP).
RPAA
RPAA — Application In Progress
An application for registration as a Payment Service Provider under the Retail Payment Activities Act (RPAA) has been submitted to the Bank of Canada and is currently under review. Upon approval, Parex Finance Inc. will be authorised to provide payment-service-provider functions to Canadian and international businesses within a defined regulatory perimeter.
ON
Ontario Corporation
Incorporated in the Province of Ontario, Canada, under certificate 1001302786. Business Number 78157 9032. A corporate structure built for audit and for institutional counterparties.
AML
Dedicated MLRO
A named Money Laundering Reporting Officer oversees every business relationship and transaction flow. KYC, KYB, sanctions screening, PEP screening, and ongoing transaction monitoring run as a single integrated programme — not as bolted-on checks.

Built for the businesses that the
incumbent banks treat as exotic.

I.

Real humans on the file

Every business is reviewed by a compliance officer, not a black-box engine. When you have a question, you get an answer from the person who approved your account.

II.

Canadian regulatory base

FINTRAC is one of the most respected AML regulators in the G7. Operating from that base gives our clients and their banks genuine peace of mind in every transfer.

III.

Fiat and stablecoins, one perimeter

From your virtual IBAN you can move into USDT or USDC and back — same KYC, same contracts, one regulated counterparty. No leaving the Parex perimeter, no patching together exchanges and brokers.

IV.

Pricing without surprises

FX rates, transfer fees, and stablecoin conversion spreads are all laid out in your service agreement. No silent margin adjustments, no surprise fee categories invented after the fact.

Let's talk.

We onboard businesses on a relationship basis. Tell us about your operations — volumes, markets, currencies — and we will come back with a framework within two business days.

info@parex.finance
Legal name Parex Finance Inc.
Jurisdiction Ontario, Canada
Registered office 1907 Baseline Rd, Unit 104
Ottawa, Ontario, K2C 0C7
Canada
Business Number 78157 9032
Incorporation No. 1001302786
FINTRAC MSB Licence C10001707 — issued 17.02.2026, valid until 31.07.2028
Director & CEO Sergis Timofejevs
MLRO Marina Inzelis
General enquiries info@parex.finance